National Debtline

Advice you can trust

Sample letters

Sample letters in your name only

Choose letters you want to create in your name only to send to your creditors if you live in Northern Ireland.

Golden rules

  • You can choose to send a letter in your own name or in joint names. Before you start, make sure you choose the right letter.
  • Personalise your chosen letter by adding your contact details and your account number. Today's date will appear automatically.
  • Use the boxes in the letter to add extra information such as your offer of payment or an outline of your personal circumstances.
  • Help boxes give you more information on what to include.
  • Remember to keep a copy of all letters you send to your creditors.
  • You can save letters on your computer in Word or as a PDF and print to send off to your creditors.
  • Make sure you sign the letter before you send it off.
  • Enclose a copy of your budget sheet with your letter if you need to.