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Ask all your creditors to hold action whilst you move your debt management plan
Use this letter to contact all your creditors to let them know that you are changing to a free debt management plan and there may be a delay in making payments.
Ask your bank to pay particular bills out of your account
Use this letter when you need to ask your bank to pay particular bills out of your account from money you have paid in.
Ask your commercial energy supplier to accept affordable payments
Use this letter to help you negotiate with your commercial electricity or gas supplier to agree payments you can afford to cover your current energy bills and repayments on the energy debt you owe.
Ask your domestic energy supplier to accept affordable payments
Use this letter to help you negotiate with your domestic electricity or gas supplier to agree payments you can afford to cover your current energy bills and repayments on the energy debt you owe.
Ask your mortgage lender for a breakdown of account
Use this letter when asking your lender for a breakdown of the balance they are claiming that you owe.
Ask your mortgage lender not to pursue the shortfall
Use this letter where your house was sold more than six years ago and you were first contacted by the lender after 11 Feb 2000.
Ask your mortgage lender to accept a full and final settlement offer of payment
Use this letter to help you negotiate a full and final settlement offer with your lender.
Ask your mortgage lender to write off your debt
Use this letter to ask your mortgage lender to consider writing off the debt.
We're here to support you
However you feel comfortable, we can help you make a plan to take control of your debt.