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National Debtline

Advice you can trust

Four simple steps to deal with your debts

Follow our step-by-step guide

Get started

Increasing your income

Work out if you can increase your business or household income

Go to step 1

Working out your budget

This will help you decide what options you have

Go to step 2

Dealing with your priority debts

Find out which debts these are and what you can do

Go to step 3

Dealing with your non-
priority debts

Find out which debts these are and what you can do

Go to step 4
​​​
 

Get advice now

Browse our website, email or webchat with one of our debt advisers to get free online debt help.
 
You can also call us for free debt advice on
 

0800 197 6026

Monday to Friday

9am - 5.30pm

 

Webchat with us

 


Live in Scotland?

 

Visit our site for Scotland

Live in Northern Ireland?

 

Visit our site for Northern Ireland

 

 

Find out about

Get started by working out a budget.

 

Go to budget tool

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Get advice now


0800 197 6026


Monday to Friday 9am - 5.30pm


Webchat with an adviser

If you are not self-employed contact our sister service National Debtline. 


National Debtline

 



Do you live in Scotland?


Visit our site for Scotland

 



Do you live in Northern Ireland?


Visit our site for Northern Ireland

 


Find out about