Step 2 Work out your business and household budget

​Help with gas and electricity bills

Extra advice:

complaining about your energy supplier

You can complain to Ombudsman Services: Energy about a billing or transfer problem.

It is very important to budget for gas and electricity bills. Your energy company should offer you different payment options and budgeting schemes to suit you. You can ask to pay your bills every week, every two weeks or every month.

If your heating bills are very high, see the information on the Simple Energy Advice website or call on 0800 444 202 if you can't use the website. You can also visit the Energy Saving Trust website to get information on grants, help with energy costs and how to save money on heating bills. GOV.UK has a calculator which tells you what help you can get with energy grants and heating costs. In Wales, you can also apply for free home improvements through the Nest scheme. Contact Nest on 0808 808 2244 or check what energy grants and help you can get on the Nest website.

Getting the best energy deal

You might be able to save some money by switching to another supplier. This may work out cheaper, particularly if you have both gas and electricity from the same supplier. If you owe money to your energy supplier, you may not be accepted by a new supplier but you should be allowed to switch if you have a prepayment meter and owe less than £500. There are a number of independent price-comparison websites that can help you find the best deal. Contact the Citizens Advice consumer service for a list of authorised companies, or check the list on Ofgem's website.

Help from gas and electricity companies

Some energy companies have set up trust funds that may be able to help you pay your energy bills  if you are in financial difficulties. Ask your energy company if they run a scheme or contact us for details. Get information about trust funds and support schemes you can apply to for financial help by going to the Auriga Services website Click on the link to the Help with Water & Energy booklet at the top of the page. If your supplier does not have a trust fund, you can apply to the British Gas Energy Trust for help, even if you are not a consumer of British Gas.

You may be able to get a grant or loan to help with insulation, draught proofing, central heating and other energy-saving measures through the Affordable Warmth Obligation. Check with your supplier.

Help with gas, electricity and water costs