Sample letter

Disputing liability for a debt (joint names)

Use this letter where you dispute liability for a debt for which you are being chased.​ Contact us for advice before using this letter.

Letter in sole names

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.
  • Fill in your contact details, account number and any extra information you want to include in the grey shaded areas.

  • Today’s date will be added automatically.

  • Download your letter to your computer for saving and printing by clicking on ‘Download pdf’ or ‘Download doc’ on the left.

  • Sign each letter and enclose a copy of your budget if needed.

20 October 2018

Dear Sir/Madam

Account No:

You have contacted us regarding the account with the above reference number, which you claim we owe.

We have no knowledge of any such debt being owed and we dispute any personal liability for this debt.

Please do not make any further contact about the above account unless you can provide evidence of our liability for the debt.

We await your written confirmation that this matter is now closed.

We look forward to hearing from you.

Yours faithfully