Sample letter

Ask your bank to pay particular bills out of your account (sole name)

​Use this letter when you need to ask your bank to pay particular bills out of your account from money you have paid in. This is known as exercising your 'first right of appropriation'. You cannot use this letter for limited company bank accounts. Contact us for advice before using this letter.

Letter in joint names

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.
  • Fill in your contact details, account number and any extra information you want to include in the grey shaded areas.

  • Today’s date will be added automatically.

  • Download your letter to your computer for saving and printing by clicking on ‘Download pdf’ or ‘Download doc’ on the left.

  • Sign each letter and enclose a copy of your budget if needed.

25 November 2020

Dear Sir/Madam

Letter exercising first right of appropriation

Account No:

The sum of £ is due to be deposited into the above account on (this may be a cheque you are paying in or the date your wages go into the account).

I am exercising my first right of appropriation over these funds and wish you to pay the following items before anything else.


I understand that any other items may be returned if there are insufficient funds available to pay them.

Please confirm that my/our request has been carried out.

I look forward to hearing from you.

Yours faithfully