How we can help you
Business Debtline is a charity run by the Money Advice Trust. We are a free debt advice service for the self-employed and small businesses in England, Wales and Scotland. We have helped thousands of people deal with their debts. Our team of expert debt advisers care about improving your situation and will help you to take control of your debts.
On this site you will find all you need to get started on your debt free journey. There are guides, fact sheets, budgeting tools and sample letters to help you write to your creditors. You can also get debt advice by using our webchat service or by calling our helpline.
Our debt advisers come from a variety of different backgrounds. All of them are dedicated to helping you tackle your debts.
"Nine out of ten people who get free debt advice from us say they feel more knowledgeable about their overall financial matters as a result."
To protect your confidentiality, we do not use "caller display" equipment. This means our debt advisers cannot see your number displayed on a screen when you ring. They also have a permanent block on the "caller return" service. This means that if they ring you back, our number will not be announced as the last number to ring you to anyone dialling "1471". This is in case you don't want anyone to know that we have contacted you.
Online debt advice
Our website is available 24 hours a day. You can work through our four simple steps for dealing with your debt or visit our debt topics area for a specific answer. Complete a business and household budget to help you work out how much you can afford to pay your creditors. Our sample letter suit will help you to write to your creditors.
Online debt advice
Webchat for debt advice
If you need advice whilst browsing our website you can chat with one of our online specialist debt advisers. They can help you with anything from a simple query to full debt advice.
Our webchat service is available
Monday - Friday 9am- 5:30pm
Webchat for advice
Call us for debt advice
Our dedicated team of debt advisers are ready to help you deal with your debt. When you call, our debt advisers will talk you through your options. They will give you clear advice on how you can move forward with your debt.
Monday - Friday 9am - 5:30pm
Call 0800 197 6026
We are working with our colleagues at Advice NI to provide free, confidential debt advice to small businesses in Northern Ireland.
Visit our Northern Ireland site