Step 2 Work out your business and household budget

Do any of the following apply to you?

Do you have a buy-to-let property? or
Do you pay tax through the Construction Industry Scheme (CIS) or
Do you have more than one job? or
Are you over State Pension age? or
Are you a foster carer? or
Are you a fisherman?
  • Yes
  • No
What is your trading status?
  • Sole Trader
  • Partnership
  • Limited Company
Do you have any shared outgoings between your business and household? If you are not sure you can contact us for advice.
  • Yes
  • No
Does your partnership have 5 or more partners?
  • Yes
  • No
Are you drawing a regular and fixed salary?
  • Yes
  • No
Do you have any shared outgoings between your business and household? If you are not sure you can contact us for advice.
  • Yes
  • No
Please complete the 'Business and household budget sheet' (with split outgoings)

View sheet
Please complete the 'Business and household budget sheet' (no split outgoings)

View sheet
Please complete the 'Partnership budget sheet' (with split outgoings) sheet

View sheet
Please complete the 'Partnership budget sheet' (no split outgoings) sheet

View sheet
Please complete the 'Household budget sheet'

View sheet
You need to speak to one of our specialist advisers

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Already done a budget?

Our budget tool has changed. If you have already done a budget with us using our old tool, you can reload it here. You will only be able to do this for a limited time.

Our advice is to do a new budget using our new tool, so you have the latest version to help you deal with your debts.

If you need to do a partnership or sole trader budget with split outgoings between your household and your business, you will need to speak with one of our advisers.