Step 1 Increasing your income

​Help from grants, advances and loans



Turn2us is a charity that helps people in financial need get access to benefits, charitable grants and other financial help. Check what benefits you may be able to get using the Turn2us benefits calculator and other advice about benefits, as well as a grants search tool, or ring the helpline on 0808 802 2000. ​

  • Check with your local council to see if you can get help with home improvements or a disabled facilities grant. This will depend on your income, whether you have a disability and what repairs need doing in your home.
  • If you are pregnant or have a child under four and you are on certain benefits, or you are pregnant and under
    18, you may qualify for help with the cost of milk, fruit, vegetables and vitamins under the Healthy Start scheme. Contact the Healthy Start Issuing Unit on 0845 607 6823 to find out if you qualify for this scheme.
  • If you have no income or there is an emergency or disaster, you can apply for help from your local council’s welfare assistance scheme. See to find your local council. In Wales, this is called the Discretionary Assistance Fund. Call 0800 859 5924 for more information. You do not have to be on benefits to apply but you can only get help with certain items. Contact us for advice.
  • Foodbanks: the Trussell Trust has set up foodbanks where you might get emergency food, if you can’t afford to buy what you need. See if there is a foodbank in your area on their website Use the  Find a foodbank near you search box. Other foodbanks have been set up, linked to the Independent Food Aid Network. You can get contact details for these foodbanks on their website Click on the link to the Map of Independent Food Aid Network Members. People at foodbanks may be able to suggest other kinds of help too.