Sample letter

Disputing liability for a debt (sole name)

Use this letter where you dispute liability for a debt for which you are being chased.​ Contact us for advice before using this letter.

Letter in joint names

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.
  • Fill in your contact details, account number and any extra information you want to include in the grey shaded areas.

  • Today’s date will be added automatically.

  • Download your letter to your computer for saving and printing by clicking on ‘Download pdf’ or ‘Download doc’ on the left.

  • Sign each letter and enclose a copy of your budget if needed.

7 April 2020

Dear Sir/Madam

Account No:

You have contacted me regarding the account with the above reference number, which you claim I owe.

I have no knowledge of any such debt being owed and I dispute any personal liability for this debt.

Please do not make any further contact about the above account unless you can provide evidence of my liability for the debt.

I await your written confirmation that this matter is now closed.

I look forward to hearing from you.

Yours faithfully