Sample letter

Continue accepting my offer (sole name)

Use this letter if your situation has not improved, to ask your creditors to keep accepting your current payment offer. You can find information about how to use this letter in our fact sheet Payment offer - what to do if a creditor refuses​.

Letter in joint names

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.
  • Fill in your contact details, account number and any extra information you want to include in the grey shaded areas.

  • Today’s date will be added automatically.

  • Download your letter to your computer for saving and printing by clicking on ‘Download pdf’ or ‘Download doc’ on the left.

  • Sign each letter and enclose a copy of your budget if needed.

24 November 2020

Dear Sir/Madam

Account No:

I am writing to tell you that I am getting advice from Business Debtline on dealing with my financial situation and choosing the right debt solution for me.

I note that the above account is due to be reviewed.

I enclose a budget which shows that my overall financial circumstances have not improved since I last contacted you. Therefore, please continue to accept my monthly payments, as already agreed, and also continue to freeze interest and other charges on the account.

If my circumstances improve I will contact you again.

I look forward to hearing from you.

(Please note, all further correspondence should be addressed to me. Business Debtline are a self-help agency and are not acting as my representative).

Yours faithfully