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How can we help?
We know every situation is different. So however you feel comfortable, we can help in a way that suits you.
My Budget
Create your business and personal budget before you call us. Your adviser will use it to help make a plan.
Call us
Our expert advisers are ready to talk.
9am-8pm Monday to Friday
Chat online
Message live with an expert adviser.
9am-5pm Monday to Friday.

Why choose a debt advice charity?

We understand that debt can feel overwhelming, but you don’t have to face it alone. Business Debtline is a free debt advice charity offering confidential and independent support. Our experienced advisers come from a range of different backgrounds, with years of experience of running small businesses, they understand the challenges that you may face.

Regulated

We are authorised and regulated by the Financial Conduct Authority (FCA), so you can be confident that our advice meets strict standards and is always in your best interest.

Completely free

Unlike some services, we never charge for our support. Every call, webchat, and online tool is free to use.

Tailored to your situation

Our expert debt advisers listen to your concerns and help you find the best solution for your circumstances.

Confidential and judgment-free

We know debt can be difficult to talk about. Our service is private, anonymous, and always supportive.

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Find the debt advice you need
Debt can be hard to wrap your head around. Read our expert, easy-to-read information and feel more in control.
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Popular Topics

Credit score problems
Dealing with bailiffs
Dealing with your creditors
Court action
Cost of living
Insolvency
Housing
More help topics
You’re not alone
We’ve helped thousands of small businesses and self-employed people in all kinds of situations take control of their debt.
Your service from start to finish has been amazing and the peace of mind it gave me allowed me to focus on getting debt free which I have now achieved.
A Business Debtline caller 2025
Business Debtline were thorough, informative, explained all options clearly to me, non judgmental, and made me feel there were solutions to my issues.
A Business Debtline caller 2025
I appreciated the patience and knowledge shown and shared with me. I would highly recommend Business Debtline to anyone experiencing financial difficulties.
A Business Debtline caller 2025
My anxiety has been reduced enough for me to tackle some issues on my own. I have a clearer idea of where to go and what to do and it’s all because I contacted Business Debtline and spoke with my adviser. Thank you.
A Business Debtline caller 2025
I can only be very grateful that your services are out there and available to people like myself.
A Business Debtline caller 2025
Business Debtline gave me a way out to sort something I didn’t feel in control of – I feel very grateful.
A Business Debtline caller 2025
Contact with Business Debtline helped me to take back control of my finances. I’m working my way towards being debt free. I sleep much better at night.
A Business Debtline caller 2025
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Understanding your business’s finances
We’ve created a series of free, expert and easy to understand videos on key elements of business finances, and the basics of running your business. You can work through the videos at your own pace, or pick the ones most relevant for you. Visit our Building Up Business site to watch the full videos.
If you’re struggling, let’s talk